The main difference between the SIP and the lump sum mutual fund is cash flows. It is invested only once in a lump sum. From the above comparison, we can conclude that SIP mutual fund investment returns are better than real estate returns. The lump sum investment method is the way in which an investor invests a large amount of money in a single installment in a mutual fund program.
Investors with a significant amount of discretionary money and a good risk tolerance prefer lump-sum investments. Dr. VK Vijayakumar, chief investment strategist at Geojit Financial Services, pointed out that women mostly invest in bank deposits or buy gold and eventually miss out on the best asset class.